Defiguero Julianna

Senior Quantitative Analyst, Risk Modeling

Summary

I'm 33-old Senior Quantitative Analyst, Risk Modeling with over 9 years of expirience in Extensive knowledge of medical insurance, English (verbal/oral) upper-intermediate level and Strong System/Application trouble shooting skills. Certified in Technical positions may require a certificate and Generating NACOSS Certificates for the business. Team player – approachable & friendly. If you decide to use resume writing service for your esume - use the best resume writing service https://financejobsnearme.com/.

Expirience

Senior Quantitative Analyst, Risk Modeling
Bissada Financial Services , Sparta, AL

2016 to Present

• Develop and implement credit exposure stress testing methodologies and provide in-depth analyses of stress test results
• Evaluate new technology to improve existing content analysis and distribution venues
• Perform critical review of valuation models that inform the Firm’s books & records
• Must submit your application for employment through www.gecareers.com to be considered (Internals via COS)
• Provide methodology support for the Basel III implementation of the Internal Models Method (IMM)
• Perform quantitative testing on model enhancements and other changes impacting the exposure

Senior Quantitative Analyst
Birmingham Income , Lanett, AL

2015 – 2016

• Ph.D or MS in a numerate subject (e.g. Applied Math, Physics, Computational Biology, Engineering, Math Finance, etc)
• Provide methodology support for the Basel III implementation of the Internal Models Method (IMM)
• B.S. or B.A. in Finance, Ecomomics, or STEM discipline with coursework involving quantitative analysis
• Work closely with IT, securities lending sales & trading, along with other departments within the firm
• Evaluate new technology to improve existing content analysis and distribution venues

Risk Quantitative Analyst
Mcpeake Accounting General , Clayton, WA

2014 – 2015

• Ph.D or MS in a numerate subject (e.g. Applied Math, Physics, Computational Biology, Engineering, Math Finance, etc)
• Work with technology and the business on the implementation and integration of models into the firms delivery platforms
• Must be willing to comply with pre-employment screening, including but not limited to drug
• Work closely with IT, securities lending sales & trading, along with other departments within the firm
• A strong background as an Options Quant in either; FX Options or Equity is required

Credit Risk Methodology Quantitative Analyst
Couturier Accounting & Tax Group , New Hampton, NH

2011 – 2014

• Focus on functional and numerical testing through entire model development software cycle
• Perform and maintain book level analytics on macro trends to distribute differentiated content
• Study data to create metrics that will identify risk and create value added content
• Work with technology and the business on the implementation and integration of models into the firms delivery platforms

Quantitative Analyst / Quantitative Developer
South Signifted Tax , Denair, CA

2010 – 2011

• Perform critical review of valuation models that inform the Firm’s books & records
• Analyze trend information to identify overall direction of demand and supply as it impacts the business & our clients
• Must be willing to comply with pre-employment screening, including but not limited to drug
• Proven ability to develop collaborative relationships with key internal partners to achieve objectives and prioritizations

Education

Degree in Accounting/Finance specialisation
University of Nineveh, PA

2006 – 2010

How to survive the most difficult working days

Scientists identify the three most difficult days of the week, when the working ability of workers decreases: Monday, Thursday and Friday. It directly depends on the nature of the person.

For a large number of people, the most difficult day of the week is Monday. It is especially difficult for such people to immediately get into work after the weekend and begin to work productively. As a rule, they will need no less than two days to join the collective activity again. In this case, psychologists recommend that you mentally prepare yourself for the work week as early as Sunday. For example, already on Sunday evening you can start preparing a work plan for Monday or for the whole next week. This will help you to pre-tune into a working mood and gather your thoughts.

But, for many people, starting a work week is much easier than ending it. Therefore, for them the most difficult day is Thursday. On this day, as a rule, everyone postpones what they did not have time to do before. Sometimes, so many things accumulate that people simply can not cope with them. And therefore Thursday causes genuine horror among many working people. In this case, psychologists recommend relaxing, tuning in a positive mood and believing in yourself. Then all your fears will pass and you can reasonably and correctly solve all the problems on the way.

And finally, Friday. By itself, it is not a difficult day, the workers themselves make it difficult, because subconsciously everyone is already at the weekend and working capacity is sharply reduced. Relaxed workers put off all the important things on Monday and because of this, the time is very long. In such cases, psychologists recommend loading ourselves with work, trying to solve as many problems as possible, and then, with a good mood and with pride, we will go on a well-deserved rest.

How to resolve a conflict at work

The conflict causes psychological tensions, which take away mental and physical forces from both sides. In this regard, during a dispute, avoid direct collisions with the enemy, even if he is wrong. After all, adding one enemy will not make it easier for you.

The cause of the conflict at work is personal gain, feelings (envy, aggression, careerism, etc.) and unscrupulous work of employees.

If the conflict has nevertheless already occurred, then in this case you need to stock up with composure and calmness to conduct a psychological analysis. First of all, try to understand the true cause of what happened. Answer the question which of you is to blame. If you are the initiator, then figure out what the enemy annoys you with. If you can see the root of the problem, then at least there will be a clear understanding of the situation. Perhaps this will help to avoid a similar situation in the future. If the initiator of the conflict is the opposite side, then give yourself the wording that specifically the enemy does not suit you. After that, no longer fuel the emotions of your enemy. For example, if he is jealous of your salary, then make sure that the envious person can never again know how much you earn.

We will also give you some tips on how to resolve a conflict when it is still in its infancy:

    If someone is trying to attack you, you can, for example, pretend that you didn’t hear unpleasant words. Or you can simply play the role of a merry fellow who does not take to heart the angry attacks of his superiors or colleagues.
    If claims are heard from the lips of an enraged director and the admission of your guilt in this situation does not promise you responsibility, then you can admit to the head that you are wrong, they say, admit your guilt and try to never repeat it again. In this position, he will no longer be interested in attacking you. Yes, and your state of mind will be more comfortable and calm than if you are "with foam at the mouth" to prove your innocence.
    Be careful with friends, because even the best friends can have insidious plans in their heads. And at one point, he can put you in an awkward position.

6 new employee rules

Priorities

Remember that first of all you were hired to solve certain problems. Do not immediately try to find new creative solutions, unless, of course, you were hired not for this. Many modern leaders are open to communication and new ideas, but do not get carried away with it at first. Set your priorities correctly - first, the main responsibilities, and show your new vision after acclimatization.
Relations with the team

Your new colleagues are the first helpers in adapting to a new place. You should not be a friend to everyone, but goodwill will not hurt anyone. Work effectively with representatives of different age generations and respect the work of all categories of personnel regardless of their rank. It is the colleagues who will help you get used to, give advice and tell the nuances of corporate culture.
Disagreement

Unfortunately, there is no ideal place where everyone loves each other and agrees with everything. In any company there is a place for rivalry, contradiction and competition. This does not mean that everything is bad. As you know, truth is born in a dispute. The right decisions allow companies to grow and develop. Therefore, if there are disagreements, then take them as a tool, not an obstacle, and do not personally accept it.
Mentors and assistants

Teamwork is not simple words. In addition to helping with adaptation, colleagues can help you professionally. No one can know and be able to do absolutely everything. Feel free to ask for help and help others yourself. If you do not have enough experience in any particular field, try to find yourself a mentor whom you can always turn to. Over time, you will become better as a specialist, and this is only in the hands of the company and all its employees as a whole.
Work, work and work

At first, you really need to work hard. This does not mean that you need to come to the office on weekends, but on weekdays to work from dawn until midnight. But it is necessary to devote as much energy as possible to immersion in work processes, studying the principles of the company and in their free time to engage in self-education. This is an investment in yourself, which over time will surely pay off.
Well, where we do not

Forget this expression. Any company has its pros and cons. Most likely, you idealized your new employer, and now try not to give in to disappointment if something does not suit you. Yes, perhaps this company is not perfect, but you cannot be the perfect employee for it, since there is nothing perfect. Develop, strive and the employer will do this together with you. Only this attitude will help to achieve good results.

Business Correspondence Rules

Work with letters

    Received letters must be read. After all, someone and for some reason wrote them to you. Of course, this does not apply to spam.
    If for you mail is not one of the main tools in your work, then check it a couple of times a day. For example, in the morning and afternoon.
    If correspondence is the same tool as a telephone for you, then the mail client should be started constantly with automatic checking of new messages every few minutes.
    You are very busy and received a letter. Quickly examine its subject and sender to see if it requires an urgent response. If this is not a simple friendly message, but an important business conversation, then respond immediately, without delay. This is a great way not to accumulate a bunch of messages that will be difficult to figure out later on.

Addressees

You should always notice, correctly understand and use the To, Cc, and Bcc fields.

    “To” - everything is clear here. The letter and its contents are addressed to this recipient, there may be several.
    “Copy” - the addressees who are in the copy receive a “note” letter and a response from them is not required.
    “Bcc” - indicating the addressee in this way, you secretly send him a letter. The main recipients or those who were indicated in the copy will not know about sending a letter to this person. You can use it for mass mailing so that all recipients do not recognize your address book.
    If several recipients are indicated in the letter, then use “Reply to all” to reply, then your answer will not pass by them. You can add and remove recipients at any time.
    By sending a letter to several recipients, you risk not getting an answer at all. Therefore, do this as agreed or as a last resort.

We also recommend reading our article on how to increase work efficiency.
Topic of the letter

    In no case do not leave the topic empty. The people you chat with can receive many emails per day, and yours may simply get lost and be left without a timely response.
    The topic should be concise but understandable. Empty or too long message headers will give you or a novice or the absence of elementary rules of correspondence.

Content

    Start your letter with a simple greeting. The usual “Good afternoon” or “Hello Igor” will be enough.
    If you received a formal letter, then you should respond to it in the same way. An informal answer would be out of place - this is disrespect for the respondent and a demonstration of low culture.
    The business letter must be accurate, concise and informative. Indicate exact dates, numbers and facts. Try to state your thoughts briefly but clearly.
    Business correspondence is not a place for vivid emotions. This is not dryness - it saves time.
    If the letter has several questions or tasks, then do not forget to structure your answers. Do not answer monosyllabic: “Let's do it,” “It will be ready.” At least write the dates or add important nuances.
    No mistakes! Spellchecking is very simple, don't ignore it.
    Do not send the letter without reading the written. Make sure that everything is written correctly and clearly, check the correctness of the recipients.
    Quote the text of the letter in the answer. The interlocutor may not remember what exactly is being discussed, so do not force him to look for previous messages.

Investments

    Without warning, you can attach a small file of 2-3 megabytes to the message. To send larger files, ask the recipient if he can receive such a letter.
    Attach text files and images freely to letters. Other types of files can be blocked by mail servers, merge them into archives to avoid this. It is better to use the ZIP format, since RAR may not be processed correctly on different operating systems.

Signature

    Having a signature is very useful and shows your professionalism.
    The signature should include the name and surname, position and company name, website, your contact phone number or other relevant contact information. Try to keep your signature no longer than 5-6 lines.

Also read our article on the rules for writing business letters.

Keep in mind that your work email is more open than personal. Do not use it for love correspondence or for registration on various sites.

Who the employer will not hire

Practicing interviews is, of course, useful, but we don’t go to them for this - everyone needs a result. Employers are interested in candidates whom they can be sure of. Sometimes sufficient self-motivation and a desire to develop are valued more than a specific experience. What candidates are definitely not suitable for the employer, and on what grounds does the employer determine this?
Important criteria

In fact, there may be more factors than fit into one article. This is the lack of any specific knowledge, insufficient qualifications, inappropriate personal qualities, etc. But there are commonplace errors that are no less important:

    lack of a specific goal - the candidate cannot say what exactly he would like to do;
    a lie in a resume or in an interview;
    high salary or career expectations;
    unsuccessful self-presentation;
    being late for an interview, not turning off the sound of a mobile, and other bad manners.

The secret in the details

The above errors look very obvious, but oddly enough, we often miss many obvious things.

Do not mess with your resume. At a minimum, write down to which companies you have already sent it, so as not to send your resume to one employer several times.

Do not forget about self-presentation. Few employers will be interested in a candidate who can hardly tell about himself. And if you do not prepare in advance, you risk missing important details. Worst of all, if you say: "All the necessary information is in the resume."

Work.ua recommends not to ignore the preparation phase. You must know exactly what you want from this work, what you can offer, why you are suitable, and be able to tell about it. If you are not confident in yourself, cannot present yourself and show your motivation, then you should not really hope that the employer will take you.